Editor's Review
Welcome to Zilch, where over 3 million customers have experienced the convenience and flexibility of our 0% APR loans with no late fees or overdraft charges. With Zilch, you can shop at thousands of online stores, including Amazon, eBay, Walmart, Target, and Nike, without worrying about additional fees. As a Mastercard partner, you can also make purchases anywhere else online with a small fee, making shopping a breeze.
Our Pay Over 6 Weeks feature allows you to pay for your purchases in installments, giving you the freedom to manage your budget effectively. By paying either 25% or 50% upfront and splitting the rest over three installments, you can enjoy your purchases without the financial strain. Zilch values responsible spending, and we ensure that you always stay informed about your expenses, giving you the flexibility to pay early or defer payments according to your needs.
Join us on this financial journey where affordability meets convenience, and discover a new way to shop online without the added stress of fees and charges. Experience the rewards of responsible spending with Zilch today!
Features
0% APR loans
No late fees
No overdraft fees
Shop at popular online stores
Pay in installments over 6 weeks
View all purchases in the app
Early payment option
Up to 5% back in Zilch Rewards
Pros
Flexible payment options
Convenient shopping experience
No additional fees
Easy budget management
Cons
Small fee for purchases over $10
Limited to online shopping only