Editor's Review
Shopping just got easier with the Paidy app! Say goodbye to credit cards and pre-registration hassles. Now you can buy now and pay later at over 700K shops including Amazon, SHEIN, and DMM. With convenient payment options like bank transfer, automatic debit, and payment at major convenience stores, shopping has never been more convenient.
Split your purchases into monthly installments at 0% interest with the '3 pay,' '6 pay,' or '12 pay' options. Enjoy the benefits of a virtual card for online shopping and a physical card for in-store purchases. Set your spend limit and budget to control your expenses easily. The app also offers a dedicated line of credit for Apple purchases, with up to 36-month installment plans and 0% interest*. Experience cashless payments, consolidated monthly bills, and secure transactions with Paidy.
*0% interest only with auto-debit and bank transfer.
Features
Buy now pay later at 700K+ shops
No credit card or pre-registration required
Convenient payment options
Split purchases into monthly installments
Virtual and physical cards available
Control spend limit and set budget
Dedicated line of credit for Apple purchases
Secure transactions with 2-factor authentication
Pros
No credit card needed
Convenient payment options
Split purchases without interest
Virtual and physical cards available
Easy budget control
Cons
Limited installment options at certain merchants
Apple purchases require Paidy Plus application